Sunday, June 14, 2009

The Autopsy was conclusive

The Sunday news shows were all nattering on about Obama’s attempts at health care reform. The Republicans were right there with their same tired talking points: do you want some bureaucrat deciding your health care?

If you have ever dealt with an insurance company (unless you have one of the Cadillac plans (we probably need a new name for that)) you quickly realize that is exactly who is running your health care. And it’s not a government bureaucrat but a functionary in India whose only goal is to keep you from getting any health care what so ever and they are really good at it.

If you do manage to get past them and get taken care of; they won’t pay for it. Even if they do "authorize" treatment, the For Profit insurance company will use every underhanded trick possible to make you pay the bill and not them. Sixty-two percent of US bankruptcies are from people with overwhelming medical bills and 75% of those had health insurance. It is also a given that you will lose coverage and not be able to get any even if you can afford the $1400 a month premium and $10,000 deductible.

Fifty million Americans have no insurance and probably another 150 million only think they are covered but will find themselves in bankruptcy if they ever need it. There is also a pretty good chance that the insurance company will have killed you in the processes and your family will be left bankrupt after you’re gone.

The right-wingers will defend this all as "free market" or "freedom of choice". It’s freedom to die a painful and unnecessary death leaving your family destitute to repeat the cycle and having lost the family wealth their situation will be all the worse. There should be a check box on the coroners’ report: the cause of death was the insurance company.